Tuesday, July 12, 2016

Bathrooms, Cakes, Gays and Nazi's

Bathrooms, Cakes, Gays and Nazi's
I keep getting asked about my thoughts on the issue of Religious Freedom, Gays, Jews, Cakes, Christians, Nazi's, and Trans Folk in the Bathroom. I am no Libertarian Scholastic but I will try to write a cogent response. We really need to give this some careful thought. This is not about "sound-bites" but important historical and Historic ideas... I think Presidential candidate Gov. Gary Johnson is correct on this: (https://youtu.be/COItiKtHWyg) and (https://m.facebook.com/story.php?story_fbid=1102085536517092&id=29429173729648)

I think all this talk of "force" is misdirected. Denying someone access to bathrooms, "forcing" someone to bake a cake or "forcing" someone not to, depending on one's point of view is not really the issue. Complying with the law is. Yes, laws are the use of force for Citizen compliance. But Citizens make the Social Compact to institute those laws. People don't seem to get that these are Civil Liberty issues based clearly on the Civil Rights Act of 1964. They also really don't seem to understand Jim Crow and the Segregated South.

Free markets can definitely influence public standards. We buy products to support causes and ideas we care about. However, when the free market is causing/codifying the problem laws get made/changed. Just ask women why they can now get a home loan in their own name whereas 60 years ago they couldn't.

The Libertarian Party (LP) anti-Johnson crowd need to stop being Libertarian purist, fighting hypothetical what ifs and start realizing there is a spectrum of convictions and principle. Or shall I not allow the interracial couple to be my customer as well? We forget the moral reasons the Civil Rights Act was passed against the will of many for the good of all.  I am certain that such a statement is frustrating for hardcore Libertarians to hear.

I also observe how so many of the naysayers are white, male and some are also unshackled modern women.  I find the irony especially rich when it comes from women benefitting from the civil rights won by those who paid dearly for it. The irony indeed! They would still be sitting in the back of the Patriarchal bus.  This should not be hard to grasp. Just put yourself in 1960’s America: 1) a time some would say was more free and Liberty minded than we are today. 2) You are young/LGBT/Black/Female/Hispanic etc 3)  Are you okay with how you, as a minority, are being treated?  Would you want the Civil Rights Act? It's that simple. Everything else from bakers, cakes, Christians,  Jews and LGBT Rainbows are simply an appropriate continuation of it.


Some contend it was the fault of governments in the first place for having passed racist laws to begin with. That Markets would have stopped discrimination eventually.  That market forces were already deconstructing the segregated South and Govt messed it up with the Civil Rights Act. If that is true just look at how difficult it is to get Chevron or Mobile, Ford or GM etc. to move off fossil fuel towards renewables. In a mixed economy how long should we wait?  How long did Minority America have to wait?
The Federal Civil Rights Act is what made the discriminatory State, County, City laws illegal and it gave them the order to cease and desist. Not markets. Please note I am fully aware of the importance of the Civil Rights boycotts but it was the Federal law that put minorities on an equal footing. The market promoted what the laws sanctioned and the laws sanctioned what the markets promoted... and vice versa.

These were (and are) the denial of basic civil rights to minorities. The Federal gov't had to step in. What was being done to blacks, gays, women, mentally disabled etc. was morally WRONG. It is the same with Trans Bathroom fears and Nazi cakes. Libertarians should want to limit Government but not the moral defense of others who the market exploits. Just look at the predatory banking  called "payday loans" and "car title loans" that exploit segments of our population based upon their desperation…

These attached advertisements illustrate market sanctioned, codified discrimination and denigration. Talk Jews, Gays, Cakes, Gender Queer and Nazis all you want but it's all academic personal nonsense unless you're the minority. These are Civil Libertarian issues. The picture below is of me and my family. Trans Bathroom issues are no different. I'm not a monster. I'm not a Predator. Fear of predatory behavior is a false distraction away from the real issues of Civil Rights.  Teach kids about "Stranger Danger", Teach them about "Personal Space". Prosecute sexual predators and abusive behavior. Don't teach kids a stereotype. It won't prepare them. It will scare them.

All of this is about safety.  Both for the non Gender Queer person and for  the LGBT Community. Phobic men  tend to be angry violent men and women can be just as predatory. We are shocked to hear so many stories of female teachers sleeping with their young students because of false stereotypes. We cannot let fear and bigotry take away the hard fought Liberties of all including those of the LGBT Community. Cultural Conservatives need to understand these "bathroom" laws are about propriety. Let Gender Queer folk use the bathroom that corresponds to the gender being presented.

We look back and say "market forces" would have stopped the segregated racist. The chauvinism. The reality is that they didn't. Libertarian is not Libertine. It is not license to be mercenary, oppressive bigots. Libertarianism must allow at some point for the codified response to a harm being done. Otherwise our “do no harm” motto is worthless.  We seek equality of treatment. Not outcomes.  We seek Equality of access to goods, services and transactions. Not of purchasing quantity. People have different levels of income so not everyone can purchase or sell at the same levels. They do however deserve an equal footing before the law. If Johnson is wrong on this then it's back to pre 1964 America.

A right is what is granted to us by the God of Nature as legally decreed in the Bill of Rights. A law is what is used to stop those rights from being enjoyed by all. In the case of the Civil Rights Act it is law used to restore what was denied. Redress is given to Citizens by the Courts and Legislature via higher statutes of Federal law as established by the Constitution and the precedent history of the Supreme Court.

Johnson's stand is absolutely Libertarian. Libertarianism is first an ethos before it is a political and economic ideal.  The ethos is equal standing before the law. If we don't grasp this then perhaps naysayers are Anarchist? Or to turn the argument in on itself they cannot be Libertarian because they are denying equal standing before the law to those they disagree with. They do so by denying the valid use of law to redress obstructions to the Bill of Rights. Sweeping away Civil Liberties by negating the Constitutional use of law is not Libertarian but Anarchist and almost Fascist.

Equality of treatment before the law (not the guarantee of equal outcomes) is a moral imperative and the first thing needed to pursue Liberty.  Period.  Social Justice is the moral voice that should shout loudest when equal treatment is denied to others guaranteeing them an outcome of social submission.

The saddest of ironies would be that we the Party who generally oppose Liberal ideas of guaranteed equal outcomes but support the right of all to equal opportunity are now in some ways the ones guaranteeing the outcome and denying the opportunity.
The final impetus for the above letter came from this article calling for Gov. Johnson to step aside:
(http://www.redstate.com/diary/cantenucci04/2016/05/13/open-letter-libertarian-party-delegates-nominate-austin-petersen-dont-make-mistakes-gop-made/)

Why I am voting Gov. Gary Johnson, President by Chaplain Scott Scrimshaw

Why I am voting Gov. Gary Johnson, President

By Chaplain Scott Scrimshaw


As an American citizen, I believe he represents the best in American ideals and will act in accordance with America’s best interests. I applaud his choice of  Governor Bill Weld as Vice-President. Johnson stands uncompromisingly for the Bill of Rights, Our Constitution and Our American Enterprise. Gov. Johnson has a measurable record of proven success. He clearly understands the threat posed by Sharia law, Terrorism, Aggressor Nations and our $20 trillion dollar National Debt. He is a maverick among conformist, a principled moderate amidst extremist and a mature, calming voice in shrill times. His defense of personal privacy and property is in keeping with the highest of American values. His support of long standing Conservation practices and technological innovation give me hope for a truly sustainable future.

As a US Navy Veteran,  I see that he understands the reality of a fully funded, modern military for the defense of our Nation, our Interests and our Allies. Gov. Johnson  stands firmly against Regime change and Nation building. I see him as the best candidate to keep members of our Armed Services ready at all times while limiting loss of life and limb. His is the Statesmanship and temperament I want to see in a Commander in Chief.

As a Community Chaplain, I see his  refusal to engage in political muckraking speaking volumes. His empathy for those incarcerated in the “War on Drugs” his evidence based approach for harm reduction are hallmarks of a compassionate leader.  His consistent defense of Civil Liberties, his steadfast support for the Civil Rights Act of 1964 and the LGBT community is in keeping with the ideals of the Reverend Martin Luther King Jr. Gov. Johnson is a voice of civility and tolerance. His conviction is welcomed in our shared faith communities.

As a small business owner, I saw my businesses in New Mexico come into existence through simplified and streamlined requirements. I saw them thrive in a favorable tax climate and I saw them grow and expand largely because of extensive road projects in important corridors of commerce, connecting distant cities and smaller markets.

As a father, my children were the direct beneficiaries of his pioneering Charter Schools. Their public education has equipped each of them to succeed. Merit based Lottery scholarships for College have furthered that success. His Health care and Social services policies enabled my children to have insurance and our community to have a safety net.

As a Libertarian I know Libertarian thought is a spectrum of ideas. Gov. Johnson is a Libertarian in every sense of the word. He is also a leader experienced in the world of practical application. His has the ability to inspire others from diverse backgrounds to join in the cause of Liberty. His refusal to think in terms of single issue dynamics while remaining true to a Libertarian framework is sage wisdom. It ensures a Nation strengthened by a broad center and not rendered ineffective by its fractious edges.

It is time for the Libertarian Party to lead the way as America enters into a new political era. The era of the third party. I wholeheartedly endorse Governors Johnson and Weld. They represent the spirit of America that I know, and that I hope others will remember.

“You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” ~ R. Buckminster Fuller

Scott D. Scrimshaw
Hood River, Oregon
Chair, Oregon for Gary Johnson
Volunteer Chaplain, Johnson/Weld Faith Coalition

Sunday, July 10, 2016

Washington State Snohomish County Open Candidate Forum 7.10.2016 (Topics Include Criminal Justice Reform, Homelessness Epidemic in Washington, and much more)

Washington State Snohomish County

Open Candidate Forum 7.10.2016 

The following contribution and live coverage was from Seattle-based independent journalist, David Malekar; who regularly publishes content to the WashCo Chronicle and other online publications.
 

Brian & Mike Luke and Scott Stafne

Main topics of discussion during the forum were Criminal Justice Reform, Homelessness in Seattle and Washington, fighting Cronyism and many other hot issues of today.  Be sure to check out all of the candidates who appeared and their following Facebook/websites below.

  Part 1
Part 2
Tim Turner - Secretary of State candidate
http://www.facebook.com/ElectTimTurner
http://www.electtimturner.com/

Michael Scott - House of Representatives District 10
https://www.facebook.com/RealMichaelScottOffice

Justin Murta - Insurance Commissioner
http://www.facebook.com/electjustinmurta
http://electjustinmurta.com/

Alex Hels - 21st District Sate Rep Position 1
http://www.facebook.com/hels4staterep
http://www.helsforstaterep.com/

Bruce B. Guthrie - 21st District Sate Rep Position 2
http://www.bruceguthrie4wa.com/

Alex Hart - 32nd District State Rep
https://www.facebook.com/Elect-Alex-Hart-for-district-32-state-rep-1761443114089602/

Shane Driscoll - 38th District State Rep
https://www.facebook.com/Shanedriscollforstaterep/
http://www.electshanedriscoll.com/

Michelle Darnell - 48th District House of Rep
http://www.facebook.com/MDarnellWashington
http://www.michelleforthehouse.com

Mike Luke - Senate
https://www.facebook.com/luke4senate
http://luke4senate.com/

Brian Luke - Congress
https://www.facebook.com/BrianLukeforCongress
http://www.luke4congress.com/

Scott Stafne -  Congress
https://www.facebook.com/ScottStafne
http://www.scottstafne.com/

From the Invite:

Snohomish County Federal Candidates Forum

Sunday, July 10th, 2016
2:30pm – 4:30pm

Everett Public Library
2702 Hoyt
Everett, WA 98201

This event is not sponsored by the Everett Public Library.

This will be a forum for Libertarian Federal Candidates in Snohomish County: Mike Luke (U.S. Senate), Scott Stafne (1st Congressional District), and Brian Luke (2nd Congressional District). A question and answer session will follow opening statements.

Also Speaking will be Libertarian Statewide Executive and Snohomish County State Legislative District Candidates.

Parking Information: The Everett Public Library on Hoyt has a public parking garage. Furthermore, there is parking on the streets and nearby pay parking lots.

This Event is Planned by 2nd Congressional District Candidate Brian Luke.

An Open Letter to American Evangelicals by Chaplain Scott Scrimshaw

An Open Letter to American Evangelicals
by Chaplain Scott Scrimshaw
“This meeting marks the end of the Christian Right,” Michael Farris, a national homeschooling pioneer and longtime figure of the Christian Right, wrote on his Facebook page Tuesday. He noted that he was present at the first gathering of the Moral Majority in 1980: “The premise of the meeting in 1980 was that only candidates that reflected a biblical worldview and good character would gain our support. … Today, a candidate whose worldview is greed and whose god is his appetites (Philippians 3) is being tacitly endorsed by this throng. … This is a day of mourning.” ~The Washington Post 

When Michael Farris wrote those words concerning a recent gathering of top evangelical leaders, it struck a deep resonant chord within me. I knew on a gut level his words were absolutely true. To put things in perspective, I have been a Christian since high school, a former L'Abri student of Dr. Francis Schaeffer, an early volunteer organizer in the 1988 Pat Robertson Presidential bid and a supporter of his post bid formation of the Christian Coalition. I was a “Contract with America” Gingrich Republican who could appreciate the Blue Dog Democrats. Truth be told, I was an “I already miss Reagan” Republican.

However, as I continued in my Christian pilgrimage I learned things about Jesus, myself and my many Christian brothers and sisters. Life in the “real world” of ministry kept putting me at odds with the Republican Party and the evangelical base dominating it. Both were becoming more dishonest and manipulative, more authoritarian and exacting on social issues and less gracious in policy. Law was destroying grace.

Furthermore, increased government and taxation were hindering freedom and innovation. We are meant to be creative and enterprising, and yet I saw our creativity being stifled! The politics of war and NSA spying fostered fear and suspicion of “the other.”  We are also meant to live in community and to associate freely with others, but that was becoming strained by the isolationism and fear-mongering that was running rampant. I began wondering if the Church was losing touch with its Gospel message. I felt I was becoming a man without a church, and a voter without a party.

For me, the final straw was Donald Trump. Not simply Trump's campaign persona but also how it revealed the impoverished state of Republican rank and file members of Congress.  Furthermore, the absence of our political and spiritual leadership speaking out against Mr. Trump’s behavior and rhetoric was shocking to me.  It astounds me that the evangelical heroes of my youth would end up endorsing him. I feel compelled to speak out. Think about this:  If you or I—as a student at Jerry Falwell, Jr.’s Liberty University, or on the airwaves of James Dobson's Focus on the Family or as a staff member in a Ralph Reed’s or a Mike Huckabee’s church—were to speak or behave as Trump has, we’d be resoundingly disciplined. If I were in a staff position, I'd be removed from ministry. Fired.

By constantly choosing the lesser of two evils, America has been reduced to the bottom of the barrel. Donald Trump and Hillary Clinton are the end result. And we, the evangelical Church, are in bed with this? Where are our spiritual elders? Why are they not speaking out? This has caused us, as a nation, to re-evaluate who and what we are. But that’s a good thing. It certainly caused me to take a solid look at Governor Gary Johnson. When Governor Bill Weld became his running mate, I stopped looking back. I chose to look at what I can support in these Libertarian candidates and discovered there is much in this two-Governor ticket that I can rally behind.

1) Governor Johnson epitomizes integrity and honesty. “There is no self-righteous agenda in his campaign or in his resume.” (examiner.com) His book, Seven Principles of Good Government, belies a genuine humility. His “free market enterprise” approach to economics and innovation ardently denounces the corruption of today's cronyism. Capitalism, with its self-empowering abilities, has become a distorted abomination supported by the Clintons and Trumps of the world. Johnson opposes both crony capitalism and the corrupt, compromising relationship of Congress to lobbyists. He is a consistent advocate for term limits and the reduction of political corruption they have engendered.


2) Governor Johnson takes a solid stand for religious freedom. We as Christians are absolutely feeling the ever increasing pressure. Thankfully, Governor Johnson has a high respect and strong view of both the Constitution and the Bill of Rights. It’s that view which enables him to routinely re-examine himself while continuing to stand firm for things as important as the Civil Rights Act of 1964. He also makes no apologies for the 2nd Amendment. In other words, Johnson is a constitutionalist and a true civil libertarian. On the other hand, neither Trump nor Clinton can lay claim to such values and, as a result, Trump is promising favors to the evangelical constituency—favors directed at us and at our politicking concerns.  He misses the boat completely.

For communities of faith, schools, think tanks, foundations, organizational clubs, charities and action committees across the country,  the real solution lies in doing away with the IRS and the US Tax Code. Such an action would end the ability of the Government to profile and discriminate against a particular group applying for  particular tax status. It would also immediately put an end to the corrupt buying and selling of influence peddling.  

The real issue before the Church is profound. The evangelical Church rightfully fears coming restrictions that will jeopardize its tax exempt status. I know the Church is being scrutinized for the culture wars we've been waging all these years. Eliminating the IRS frees the American Evangelical Church from its dependence upon the Republican Party. The Church is finally being given the chance to choose between access to cheap political power, used to push a conservative cultural agenda, and the liberty to actually be the Church. To go out unfettered and by the free association that de Tocqueville wrote about, we need to be that city on a hill. Remember, "Our [American] Founders, their rallying cry was liberty—not social conservatism.” (Charismanews.com)

But this requires deciding what tit of the Harlot are we willing to give up. Governor Gary Johnson is advocating for the abolishment of the IRS. He wants to implement an across-the board-consumption tax. Boom! Done! No more IRS, no more churches fearing the loss of their tax exempt status. But that would also mean equal treatment under the law for all. In other words:  no more political favors coming our way either.

4) Governors Johnson and Weld fully understand the need for a strong national defense as well as the threat of terrorism. They understand the distinction between Sharia, a political ideology incompatible with our Constitution, and being Muslim, which is protected by the Bill of Rights. Their determination to treat ISIS as an organized crime syndicate is intelligent, and Governor Weld has a successful track record shutting down such organizations.

"Something that no one in this presidential race is discussing is that Sharia law is politics. Everyone in this country supports freedom of religion, but Sharia law is politics. Sharia law is absolutely incompatible with the US Constitution -- and that starts with women’s rights. We are clouding Sharia law with freedom of religion and we need to clearly separate the two. And we need to cut off funding to what is advancing Sharia." (Governor Gary Johnson)

The Governors also understand the concerns of Israel.

5) Governor Johnson is the only candidate seriously attempting to address our $20 trillion dollar National debt. He recognizes this as a true threat to our national security. He has an incredible fiscal track record:  he understands the importance of a sustainable and solvent economy, as well as the importance of honoring our treaties and promises. Furthermore, as a border state governor, he understands the economic importance of immigration issues and the importance of free trade and open borders. He reminds us of our human brotherhood with the Hispanic community and with the members of our own spiritual family. Many Hispanics are Catholic Christians and many are members of a variety of Protestant denominations too. Under a Trump presidency, families will be broken up and deported. Churches and communities will be torn apart. Aside from the inhumanity of such actions, this would have a significant economic impact across our country.

6) Governor Johnson will move to abolish the Department of Education, a relative recent addition to the federal bureaucracy, going back to Jimmy Carter. Not back to Washington or even Lincoln. Governor Johnson has long been an advocate of school choice, school vouchers, home schooling and charter schools—in short, anything to stimulate educational competition and innovation. He is a charter school pioneer. His policies created merit based scholarship funding for New Mexico high school graduates to pursue college education. The scholarships are awarded based on high school grades and immediate enrollment in college following high school graduation. Scholarships are funded from state lottery revenues.  Governor Johnson is fully aware of the problems our school children, their families, their home schooling parents and our educators are struggling with their efforts to be educated and to educate and to exercise  the free expression of their consciences while doing so.


7)  Governor Johnson is not pro-life. But he is also not pro-death. Both Governors Johnson and Weld are pro-Choice but want a pro-life economy. This is another example of the many libertarian paradoxes. Or what I have come to know in my own experiences as the quest for the radical middle.  I know what it’s like to be forced to live in an either/or world. I also know what it’s like to stick out my neck all the way for God and not know what the hell hit me so hard afterward!  

No, Governor Johnson is definitely not pro-death.  He wants to end the criminalization of marijuana and an end the catastrophic war on drugs. The human cost has far exceed what was expected. Governor Johnson has been a leader on this issue for decades. The war on drugs has become a culture war of death. It has ruined many lives across the entire social spectrum. A grandmother 30 years ago fought for tough criminal sentencing on drug offenses never thinking it would lead to her grandchildren losing scholarships, jobs, their freedom and, in some cases, their lives. Governor Johnson has been a pioneer in changing how we think about marijuana and hemp. He fully grasps both the medical and industrial aspects of the marijuana and hemp industries.  Governor Johnson is pro-living. pro-family and pro-child—from the parental consent laws he signed as Governor to the Salud! program he created as a safety net in New Mexico to ensure healthcare and human services for lower income families.

Why do I build a case for pro-life support of Governors Johnson and Weld? Because I know they're not what the evangelical community has been conditioned to support. I know that this issue is so important to many in the Christian community that they simply will not vote for a pro-choice candidate. I am taking this one on faith. I will not make this a single issue presidency. I believe in the integrity and presence of character as found in both Governor Johnson and Governor Weld. I believe they will be better than either Clinton or Trump when it comes to both sides of this issue. I have met with both men. These are men we can respect. There is wisdom in their thoughts. Their human “energy” is clean. And, they are also better than Trump or Clinton when it comes to Planned Parenthood:

"I would prefer that the government not be in the healthcare care business. However, it is, and as much as 75% of the federal funding for Planned Parenthood comes in the form of providing services under Medicaid. Cutting off that funding from Planned Parenthood would simply result in it being directed elsewhere -- to other providers of the same services, where available.

“Targeting Planned Parenthood for de-funding is a political ploy that yields the net effect of targeting a certain group of women by making it more difficult to access health care services—from cancer screening to prenatal care—for which they are otherwise eligible. As long as that is the case, I will not jump onto the de-funding political bandwagon. We can, and should, have a national discussion about the government's role in funding health care. However, arbitrarily targeting Planned Parenthood without having the discussion and reforming Medicaid, along with other federal and state programs, is simply unfair and discriminatory. There would be no benefit to taxpayers, and only disruption of services to which women are today legally entitled." ( Gary Johnson, iSidewith.com)

Brothers and Sisters in Christ, I think the best thing I can do is leave you with this:  recent remarks by the governors at a National Press Club luncheon in Washington, DC. Give yourself an hour to sit thoughtfully and hear them speak. Talk to God as you watch it.  I think you’ll hear that still small voice. There is a wisdom here. There is a maturity. There is truthfulness of character. That's God. One thing I learned through the spiritual renewal poured out within our own recent memories and presumably still taking place in places like Bethel Church in Redding California:  our experiences bore testimony to the truth that the presence of God was made known by the character of God.

Our experience in the Kingdom of God was based on God's character. These men have godly characteristics and peaceful spirits. That is sufficient for me. God moves where his presence is and His presence is where His character is reflected.

Remember the still small voice. It hasn't been so easy for me to hear it lately with everybody in a continual uproar and state of agitation. As a chaplain volunteering with the campaign, I'm starting to hear it again. I encourage you to listen for it too. I'm not looking back. I've got good reason to keep my eyes on the race set before me.
In His grip,

Scott Scrimshaw
Volunteer Campaign Chaplain
Johnson/Weld

Wednesday, July 6, 2016

Killing Two Birds With One Stone: A Creative Plan for Health Care Reform

Killing Two Birds With One Stone: A Creative Plan for Health Care Reform
 

There are many problems with the healthcare system in The United States today, such as the cost. While The Affordable Care Act has attempted to address some of these problems, it has actually exacerbated them because some individuals are having to pay higher premiums to offset the costs of adding high-risk people to the pool, but not charging them a higher cost due to their pre-existing conditions. Not only that, these premiums have proven too expensive for young people. The result of this is that they wind up paying the tax imposed by the Affordable Care Act for not having health insurance, because it is cheaper than paying a health insurance premium, but still wind up being uninsured. One solution that would solve this issue is replacing the tax refunds that individuals receive (usually through the Earned Income Tax Credit or Child Tax Credit), with a voucher for health insurance, or a health savings account for those who would like to choose that option. In return, Medicaid would be completely eliminated. This solution is able to replace Medicaid because the individuals and families who benefit from the Medicaid program are also the people who qualify for tax refunds by applying the EITC or Child Tax Credit. Let’s take a family of four, for example. The family's total income is $36,000/yr, with $7,000 taken per year in taxes. About $4,250 of this will be from the income tax, with about the first $18,000 of income being taxed at a 10% rate, and the other half being taxed at the 15% rate (in tax year 2016)(1). With a standard deduction of $12,600 (married filing jointly)(1), and personal and dependent exemptions of 16,200 (4,050 each in tax year 2016) (2), giving them a Gross Adjusted Income of 7,200. This would put them in the 10% bracket, so the correct amount owed would be $720. That would give them a tax refund of $3,530. However, the EITC, which in this case would be a Child Tax Credit, would be $2,895 (3). Therefore, the total voucher for health insurance (or a health savings account), would be $6,425. There are some individuals who would say that is not enough for health insurance for four people. I would counter this argument by proposing a couple ideas that could lower the cost of insurance, or perhaps be used as an alternative. First, of all people should stop treating insurance like a co-op. The point of insurance is only to use it when you need it, Ideally, it should not be used for preventive care, but for more expensive procedures and costs like prescriptions, emergency room visits and surgeries, following this suggestion would significantly reduce premiums for everyone. I suppose what I am getting at is that for a lot of individuals, a catastrophic plan and a health saving account for primary care doctor visits and lab tests might be a better option than full-insurance. Another idea would be to allow more competition by allowing individuals to purchase insurance across state lines. As a last resort, there could be a massive fundraising campaign at a national level (think gofundme, but on steroids), or several smaller efforts to make up the cost. Surely if one can raise over 1,000’s of dollars for an injured cat, how much more can we raise for our fellow man? Now, if we could only solve the Medicare problem, which is a whole other story entirely. As it stands, this could be viable solution in the area of healthcare reform, as well as one that saves taxpayer dollars and reduce the federal deficit. It provides access to healthcare for those with limited incomes, including those who aren’t able to get access under the Affordable Care Act due to the cost, and replaces a bloated government program. It’s a win-win, for Libertarians and for the country at large.

This contribution is by Michael Howard.

Sources: